Condo vs House: Which Is Right for You in Durham Region?

Deciding between a condo and a house is a big step in your home-buying journey. In Durham Region, both options offer unique advantages. Here’s how to decide which one fits your lifestyle, budget, and long-term goals best.

1. Lifestyle and Maintenance
Condos are ideal for low-maintenance living—perfect for professionals, retirees, or those who travel often. Maintenance, landscaping, and even some utilities are taken care of through condo fees. Houses, while offering more autonomy and space, require more hands-on upkeep—think snow shoveling, lawn care, and repairs. If you're busy or prefer simplicity, the condo lifestyle might be more suitable.

2. Location and Amenities
Condos in areas like downtown Whitby, Pickering, and parts of Oshawa offer walkability and access to amenities like gyms, concierge service, party rooms, and even rooftop terraces. Detached homes are more common in suburban or rural settings like Courtice or Port Perry, providing large yards, privacy, and quieter neighbourhoods. Your decision may come down to how much you value walkability versus space.

3. Budget Considerations
Condos generally have a lower purchase price, making them more accessible for first-time buyers. However, don't forget monthly condo fees, which can range widely based on amenities and building age. Detached homes have higher upfront costs and ongoing maintenance expenses, but no monthly condo fees. Be sure to factor in all costs—including property taxes and utilities—when comparing. Not sure what fits your budget best? Our in-house mortgage agents at Dan Plowman Team Realty can walk you through your numbers and help you understand exactly what you can afford—whether it’s a condo, a house, or an investment property.

4. Space and Future Plans
Planning to start or grow a family? Need a home office or a backyard for pets? A house offers more flexibility and room to grow. Condos, on the other hand, provide more compact, manageable spaces and may be ideal for singles, couples, or downsizers who no longer need multiple rooms.

5. Investment Potential
In Durham Region, detached homes have historically shown stronger long-term appreciation due to land value. However, condos are gaining traction, especially in transit-accessible areas near GO stations. They also make attractive rental properties for investors seeking steady cash flow. The right choice depends on your investment goals and timeline.

Final Thoughts
There’s no one-size-fits-all answer. Whether you choose a condo or a house in Durham Region, make sure it aligns with your lifestyle, financial plans, and future needs. At Dan Plowman Team Realty, our strong, collaborative team is here to guide you through every step of the decision-making process so you can move forward with confidence.

Still deciding between a condo or a house? Our experienced team at Dan Plowman Team Realty is here to help you make the right move. Book a personalized home consultation today and explore the best options for your budget and lifestyle. Ready to start looking? Check out our newest homes and condos for sale here!